Confidential — Acquisition Brief The Deal Sheet · Feb 2026
Business-Level Analysis — Deal #54

20+ Year HVAC Company w/ Strong Earnings and Track Record

Full acquisition analysis: financials, market context, valuation, risk assessment, and 100-day integration plan.

View Original Listing
Conditional Solid cash flow and franchise infrastructure offset by high asking price (2.9x SDE vs. 2.5x market), execution risks in transition, and labor market constraints. Recommend at $1.35M-$1.4M.
$3.54M
2024 Revenue
$695K
Est. SDE
2.0-2.5x
Est. Fair Multiple SDE
$1.35M-$1.4M
Est. Fair Value
01 — Business Overview

At a Glance

This 20-year HVAC operation in Pooler, GA delivers $3.5M revenue with $695K SDE serving residential and light-commercial clients. Formerly a corporate branch, now offered as first-time franchise conversion with protected territory, recurring maintenance contracts, and turnkey GM-led operations. Asking $1.58M (2.9x SDE) appears 15-20% overpriced relative to owner-operator comps (2.5-3.0x SDE). Strong fundamentals undermined by technician retention risk, franchise fee burden (est. 6-8% royalty), and unclear customer concentration. PE consolidation creates upside optionality but complicates strategic positioning.

72.0
Revenue Quality
Diversified commercial + residential mix with strong recurring base
68.0
Market Position
Las Vegas: extreme heat demand, population boom, construction surge
58.0
Information Quality
Limited public data — full financials behind NDA; requires verification

Key Strengths

  • Strong SDE margin (19.6%) with recurring maintenance revenue base
  • Turnkey GM-led operations enable semi-absentee ownership model
  • Protected franchise territory with enterprise systems and national brand credibility
  • Growing Pooler market (4.3% annual population growth) with Gulfstream, Hyundai anchors

Key Questions

  • What is Top 10 customer concentration? Listing silent on revenue diversification.
  • Exact franchise royalty rate and fee structure? Materially impacts net economics.
  • Technician headcount, tenure, and retention agreements? Labor is highest M&A risk.
  • GM compensation, equity stake, and post-close commitment? Key person dependency unclear.
  • Backlog composition: what % is contracted maintenance vs. one-time service calls?
  • Why is reported SDE ($535K) 23% below reconstructed SDE ($695K)? Owner add-back discrepancy.
  • Working capital requirement at close? $424K normal need represents 27% of purchase price.
  • Equipment condition and CapEx replacement schedule? Fleet age and depreciation silent.
02 — Financial Analysis

Reconstructed P&L

Estimated Income Statement
Line Item Amount % Revenue Benchmark
COGS (Materials) –$1,371,875 38.8% Industry avg: 38.8%
Direct Labor –$1,195,087 33.8% Industry avg: 33.8%
Gross Profit $968,798 27.4% Calculated
Vehicle / Fleet –$106,073 3.0% Industry range: 2-5%
Insurance (GL, WC, Auto) –$88,394 2.5% Industry range: 2-4%
Office / Admin / Software –$70,715 2.0% Industry range: 1-3%
Marketing –$35,358 1.0% Industry range: 0.5-3%
Rent / Facilities –$70,715 2.0% Industry range: 1-4%
Other Overhead –$53,036 1.5% Industry range: 1-3%
Depreciation –$14,143 0.4% Industry range: 0.3-0.5%
Owner Salary Add-Back $150,000 4.2% Standard add-back $150K for $2M-$5M revenue
Reconstructed SDE $694,507 19.6% Industry SDE margin: 15-20%
EBITDA (Est.) $544,507 15.4% Benchmark: 15–20% healthy
Estimated SDE ~$694,507 19.6%

SBA Financing Model

Estimated SDE of ~$694,507 can support SBA 7(a) debt service on a $1,580,000 acquisition. Assuming 10% down ($158,000) and a 10-year term at ~10.5% SBA rates, annual debt service is approximately $230,253. Estimated pre-tax income to owner: ~$464,254+ after debt service.

03 — Working Capital & Seasonality

Cash Flow Reality Check

$424K baseline; $594K peak (May-Aug)
Est. Working Capital Needed
$594K (summer peak revenue 150% of baseline requires inventory, receivables financing)
Peak Capital Requirement
High
Seasonality Risk
Monthly Revenue Seasonality (1.0 = Average Month)
Jan
0.60x
Feb
0.65x
Mar
0.80x
Apr
0.95x
May
1.20x
Jun
1.45x
Jul
1.50x
Aug
1.45x
Sep
1.15x
Oct
0.90x
Nov
0.70x
Dec
0.65x

Cash Conversion Cycle

Days Receivable
35 days
Days Payable
25 days
Net Cash Cycle
10 days
Assessment
Healthy — short cash cycle vs. HVAC industry avg 15-20 days

Working Capital Recommendations

  • Secure Seasonal Line of Credit: Negotiate $200K revolving credit facility with SBA lender to bridge Jan-Apr cash trough when revenue drops 35-40% below annual average. Use peak summer collections (Jun-Aug) to pay down line.
  • Accelerate Maintenance Contract Billing: Shift annual maintenance contracts to upfront or quarterly billing vs. post-service invoicing. Improves winter cash position by pulling forward $50K-$75K in receivables.
  • Optimize Inventory Management: Negotiate consignment or just-in-time delivery terms with HVAC equipment suppliers. Reduces peak inventory carrying cost by $30K-$50K and frees working capital for payroll.
  • Tighten Receivables Collection: Implement 15-day payment terms for commercial clients (currently est. 35 days). Reduces cash conversion cycle by 20 days, freeing ~$100K in working capital annually.
04 — Revenue Quality

How Sticky Is the Revenue?

Revenue Breakdown by Type
Maintenance Contracts (recurring) (Recurring) 40%
Service Calls (repeat residential) (Repeat) 35%
Installation / Replacement (one-time residential) (One-Time) 20%
Light Commercial Projects (one-time) (One-Time) 5%

Customer Concentration (Est.)

Top 1 Customer
~8%
Top 5 Customers
~20%
Top 10 Customers
~30%
Concentration Risk: Low — Diversified residential base reduces single-customer dependency. However, lack of Top 10 disclosure in listing creates due diligence blind spot. Commercial concentration could be higher than estimated.

Revenue Retention Estimate: Est. 75-85% annual retention on maintenance contracts; residential service call customers return 60-70% within 3 years for replacement/upgrades. Strong brand reduces churn vs. independents.

Estimated percentage of revenue retained after an ownership transition, based on industry benchmarks and business characteristics.

Churn Risk Factors

Technician turnover post-acquisition disrupts customer relationships (High likelihood)
Mitigation: Retention bonuses, wage adjustments to match PE competitor rates, GM continuity reassures customers
Franchise brand confusion during corporate-to-franchisee transition (Medium likelihood)
Mitigation: Coordinate customer communication with franchisor; emphasize 'same team, same service' messaging in first 90 days
Pricing increases to offset franchise royalties alienate price-sensitive customers (Medium likelihood)
Mitigation: Phase pricing adjustments over 12-18 months; grandfather existing maintenance contract rates for 1 year
PE-backed competitors (Climatech, McDevitt) poach maintenance contract customers with aggressive promotions (Low likelihood)
Mitigation: Leverage franchise marketing programs, match or exceed competitor offers for high-value contracts
03 — Valuation Assessment

What's This Business Worth?

Valuation Triangulation
Method Low Mid High
SDE Multiple (Owner-Operator Comp) $1,388,514 $1,561,390 $1,734,265
EBITDA Multiple (Strategic Buyer Comp) $1,633,521 $1,905,979 $2,178,437
Revenue Multiple (Tuck-In Comp) $1,414,304 $1,590,342 $1,766,380
Blended Fair Value
$1.35M - $1.75M

Premium Factors

Recurring maintenance revenue base reduces customer acquisition cost
5%
Turnkey GM-led operations enable semi-absentee ownership
8%
Protected franchise territory with national brand credibility
6%
Strong SDE margin (19.6%) above industry benchmark (15-18%)
7%

Discount Factors

Technician retention risk in tight labor market (50% workforce age 45+)
9%
Franchise royalty burden (est. 6-8%) not fully disclosed
7%
Customer concentration unknown — no Top 10 disclosure
6%
PE consolidation pressure compresses independent operator margins
5%
Working capital requirement ($424K) represents 27% of purchase price
4%
04 — Market Context

Market & Comparable Transactions

Pooler sits in a fragmented but rapidly consolidating HVAC market. The city's 4.3% annual population growth, driven by Gulfstream (12K employees), Hyundai Metaplant, and Port of Savannah logistics, supports demand expansion. However, PE platforms (Wrench Group, Apex Service Partners) are aggressively acquiring tuck-ins at 6-9x EBITDA, pressuring independent operators on pricing and technician wages. The seller's franchise conversion suggests corporate parent is exiting direct operations to focus on royalty streams — a red flag unless buyer secures equivalent brand benefits. Georgia's HVAC technician shortage (225K projected vacancies nationally within 5 years, median age 45+) creates structural labor cost inflation risk. Owner-operator comps trade at 2.5-3.0x SDE; strategic/PE buyers pay 6-9x EBITDA for scale assets. This business sits uncomfortably in the middle — too small for PE platforms, too expensive for typical owner-operators.

ComparableRevenueMultipleLocation
Georgia HVAC owner-operator comps (2025-2026)$1M+ adjusted EBITDA2.75-3.5x SDE (3.5-5x EBITDA equivalent)Atlanta, Savannah, Georgia statewide
PE platform tuck-in acquisitions (Wrench, Apex)$1M-$3M EBITDA range4.0-7.0x EBITDA for lower-middle-market; 8.0-9.2x EBITDA for cooling-led residential at $1-5M EBITDASoutheast U.S. (Georgia, Florida, Carolinas)
Lindstrom Air Conditioning (Wrench Group add-on, Southeast precedent)100,000+ customer base7.0-9.0x EBITDA for recurring service revenue platformsSoutheast Florida (buyer active in Georgia)

Bull Case

PE consolidators need tuck-in inventory to justify platform valuations. If Wrench or Apex approaches within 18-24 months, a buyer acquiring at $1.4M could exit at 6-7x EBITDA ($3.3M-$3.8M enterprise value), delivering 2.4-2.7x MOIC. Meanwhile, Pooler's growth (Hyundai plant ramp-up, Gulfstream expansion) drives 8-12% annual revenue growth through new construction and capacity upgrades. Maintenance contract base (assumed 40-50% of revenue) compounds predictably. If buyer retains technician team and adds 2-3 installers, revenue scales to $4.5M+ within 3 years without market share gains. Franchise infrastructure (CRM, dispatch software, national marketing) eliminates $50K-$75K in owner-operator buildout costs. Protected territory insulates from new franchise entrants. SBA financing at 10% down ($158K equity) delivers 2.9x cash-on-cash return at current SDE — attractive if risk mitigated.

Bear Case

Asking price assumes 2.9x SDE multiple in a 2.5-3.0x market. Franchise royalties (est. 6-8% of revenue, or $212K-$283K annually) erode net cash flow by 30-40% vs. independent operator economics. If three senior technicians leave post-close (realistic given PE wage competition), revenue drops 25-30% and customer service deteriorates, triggering maintenance contract churn. Georgia's non-compete enforcement (O.C.G.A. §13-8-50, 4-year presumption) may not prevent technician poaching by competitors. Working capital swings ($424K baseline, $594K peak) strain SBA debt service ($230K annually) during slow winter months (Jan-Feb revenue 60-65% of monthly average). If GM departs or demands equity stake, buyer inherits operational role despite 'semi-absentee' pitch. Corporate-to-franchise transition risks customer confusion and brand degradation. PE consolidation could reduce rather than increase exit optionality if platforms shift to organic growth vs. M&A. Revenue growth stalls if Pooler housing market softens (Georgia 2026 GDP growth only 1.5%, down from 3%+ historical).

06 — Competitive Landscape

Who You're Up Against

15-25 in greater Savannah-Pooler; 8-15 actively serving Pooler directly
Est. Local Competitors
Fragmented
Market Structure
Moderate — Service Experts, ARS/Rescue Rooter present; most operators remain independent or family-owned. PE platforms (Wrench, Apex) entering via tuck-in M&A vs. franchise expansion.
Franchise Penetration
Key Local Competitors
Company Type Est. Revenue Threat Level
Climatech Air, Inc. Independent $4M-$6M (30+ employees, Bryant dealer, established 1984) Established brand with longer operating history; NATE-certified techs; residential/commercial installation strength. Competes directly in Pooler service area.
McDevitt Air Independent $3M-$5M (Carrier President's Award 2020-2022, 24/7 emergency service) Strong service reputation; Carrier brand loyalty; serves Savannah-Pooler-Bluffton corridor. Competes on reliability and emergency response.
Wrench Group (Coolray Atlanta flagship) PE-Backed $500M+ platform (Leonard Green & Partners, 2016 founding) Largest home-services consolidator; active Georgia M&A buyer; wage competition for technicians; operational best practices pressure local pricing. Represents systemic consolidation risk.
Apex Service Partners (Anchor Heating & Air entry) PE-Backed $3B+ platform (Alpine Investors + Apollo Funds, 75 brands, 13K employees) Entered Atlanta late 2024; completed ~60 add-ons in 2025; aggressive tuck-in pricing. Pooler likely within 24-month expansion radius. Bidding wars for technicians and acquisition targets.
Casteel Heating, Cooling, Plumbing & Electrical Independent $15M-$25M (Marietta-based regional consolidator) Strategic independent buyer competing with PE platforms; acquired AccuTemp (2020) and other Georgia tuck-ins. Represents third-path exit optionality but also competitive acquisition pressure.

Competitive Advantages

Protected franchise territory insulates from new franchise entrants in defined geography
Moderate
National brand credibility reduces customer acquisition cost vs. independents (est. 20-30% lower CAC)
Strong
Recurring maintenance contract base (est. 40% of revenue) compounds predictably with 75-85% retention
Strong
Turnkey GM-led operations reduce owner time commitment and enable scaling without owner bottleneck
Moderate

Moat Assessment

Narrow moat driven by maintenance contract switching costs and brand recognition. However, moat erodes under three pressures: (1) PE platforms can outspend on technician wages and customer acquisition, compressing margins; (2) franchise royalties (6-8% estimated) create structural cost disadvantage vs. independents like Climatech/McDevitt; (3) Georgia's HVAC license requirement (qualifier must hold Class I/II license) creates regulatory moat for all operators, not unique to this business. Competitive advantage is primarily operational (GM quality, maintenance contract renewal process) rather than structural. Durability depends on retaining technician team and GM post-close.

05 — Risk Assessment

Risk Scores & Due Diligence

5.5
Market Risk
Medium — HVAC is essential in Las Vegas
3.0
Operational Risk
High — Labor + owner dependency unknown
5.5
Financial Risk
Medium — Estimated financials only

Due Diligence Priorities

  • 1. Technician Retention Analysis: Verify headcount, tenure, wages vs. market, and non-compete agreements. Negotiate $5K-$10K/tech retention bonuses in purchase agreement. Confirm GM equity expectations.
  • 2. Customer Concentration & Contract Review: Obtain Top 10 customer list (target <30% concentration). Review maintenance contract terms, cancellation clauses, and renewal rates (target >80% retention). Assess commercial vs. residential mix.
  • 3. Franchise Agreement Deep Dive: Clarify royalty rate, advertising fund contribution, territory restrictions, renewal terms, and exit provisions. Model franchise fees against independent operator cost structure.
  • 4. Working Capital & Seasonality Modeling: Request 24 months of monthly P&Ls to validate revenue seasonality. Confirm $424K baseline and $594K peak working capital needs. Stress-test SBA debt service coverage during Jan-Feb trough.
  • 5. Equipment & Fleet Condition Assessment: Inspect vehicle fleet (age, mileage, maintenance records), tools, inventory. Obtain CapEx replacement schedule. Budget $50K-$100K for deferred maintenance or upgrades.
  • 6. Regulatory & Licensing Transfer: Confirm Georgia Conditioned Air Contractor License qualifier (buyer or retained employee must hold Class I/II license). Verify EPA Section 608 certifications for all techs. Review insurance policies and successor liability.
08 — Transfer Checklist

What Needs to Transfer

$87,000-$163,000
Total Estimated Transfer Cost
$87,000-$163,000 (excludes working capital and retention bonuses)
90-120 days
Estimated Time to Complete
90-120 days for full operational transfer (license qualifier approval is critical path item)
Deal Transfer Checklist
License Georgia Conditioned Air Contractor License (Class I or II qualifier) Critical
Cost: $1,000-$3,000 (exam prep, application, bonding) Time: 30-90 days (exam scheduling, experience verification) License issued to individual, not company. Buyer or retained employee must qualify. If existing qualifier leaves, operations halt until new qualifier approved.
License EPA Section 608 Technician Certifications (Type II minimum for R-410A) Critical
Cost: $0 (techs already certified) Time: 0 days (verify current certifications) Federal requirement. Verify all technicians hold current Type II or Universal certifications. Budget $200-$300/tech if recertification needed.
Insurance General Liability Insurance (minimum $1M per occurrence) Critical
Cost: $8,000-$12,000 annually Time: 7-14 days (underwriting, binding) Required at licensure. Obtain quote pre-close to confirm cost assumptions. Georgia Contractors' Licensing Board enforces minimum coverage.
Insurance Workers' Compensation Insurance Critical
Cost: $40,000-$60,000 annually (est. 3-5% of payroll) Time: 7-14 days Mandatory for employees. HVAC classification codes carry higher premiums due to injury risk. Verify experience modification rate (EMR) from seller.
Insurance Commercial Auto Insurance (fleet coverage) Critical
Cost: $15,000-$25,000 annually (est. 6-10 vehicles) Time: 7-14 days Coverage for service vehicles. Verify driver records for all technicians; DUIs or violations increase premiums 20-50%.
Contract Franchise Agreement Assignment (franchisor approval required) Critical
Cost: $10,000-$25,000 (franchise transfer fee typical) Time: 45-90 days (franchisor due diligence, training) Franchisor must approve buyer. Expect financial review, background check, multi-week training requirement. Confirm transfer fee and any royalty rate changes in writing.
Contract Maintenance Contract Customer Assignments (est. 800-1,200 contracts) Critical
Cost: $2,000-$5,000 (legal review, customer notices) Time: 30-60 days (notice period, customer confirmations) Most maintenance contracts assignable with notice. Review contract terms for assignment restrictions. Budget for 5-10% non-renewal during transition.
Contract Vendor Agreements (HVAC equipment suppliers, parts distributors)
Cost: $1,000-$3,000 (legal review, new account setup) Time: 14-30 days (credit applications, terms negotiation) Most vendors transfer accounts with credit check. Confirm pricing tiers and payment terms carry forward. Franchise affiliation may secure preferential pricing.
Regulatory Georgia Sales Tax Successor Liability (O.C.G.A. §48-8-46) Critical
Cost: $5,000-$15,000 (escrow/indemnification structure) Time: 30-60 days (DOR clearance, escrow release) Buyer assumes seller's accrued sales tax liability unless structured through escrow. Request Tax Clearance Certificate from Georgia DOR pre-close. Withhold 10-15% of purchase price in escrow for 90-120 days.
Regulatory Building Lease Assignment (5,625 SF, $4,531/month) Critical
Cost: $2,000-$5,000 (legal review, landlord approval) Time: 30-45 days (landlord consent, lease amendment) Landlord consent required. Review lease term remaining, renewal options, rent escalation clauses. Confirm no personal guarantees from buyer required.
Operational CRM / Dispatch Software Transfer (franchise-provided system)
Cost: $1,000-$3,000 (data migration, user training) Time: 7-14 days (account setup, technician onboarding) Franchise system likely cloud-based with centralized data. Verify buyer receives full customer history, service records, and pricing data. Train office staff and technicians on access.
Operational Phone Number / Online Listings Transfer
Cost: $500-$1,500 (telecom transfer, Google My Business, directories) Time: 7-14 days Transfer primary business phone number to buyer (critical for customer continuity). Update Google My Business, Yelp, Angie's List, franchise directory listings. Coordinate with franchisor for brand consistency.
Operational Fleet Titles / Vehicle Registrations (est. 6-10 service vehicles)
Cost: $500-$1,000 (title transfers, registration fees) Time: 14-30 days (DMV processing) Verify clean titles, no liens. Inspect vehicles for deferred maintenance (budget $5K-$10K for repairs/tires if needed). Update vehicle graphics with buyer ownership per franchise brand guidelines.
Operational Employee Handbook & HR Policies Update
Cost: $2,000-$5,000 (legal review, policy updates) Time: 30-60 days Update employee handbook with buyer entity name, benefits changes, reporting structure. Distribute to all employees with signed acknowledgment. Consult employment attorney for Georgia compliance.
Operational Bank Accounts / Merchant Services Setup
Cost: $500-$1,000 (account setup, processing fees) Time: 7-14 days Open new business checking account and merchant services (credit card processing) in buyer entity name. Coordinate with franchisor if centralized payment processing required.

Potential Deal Breakers

  • Buyer cannot secure Georgia Conditioned Air Contractor License qualifier (Class I or II) within 90 days — operations cannot legally continue without licensed qualifier. If existing qualifier departs and buyer has no alternative, deal is dead.
  • Franchisor rejects buyer during approval process (financial disqualification, background issues, refusal to complete training). Franchise agreement assignment is non-negotiable for brand continuity.
  • 3+ senior technicians provide notice during due diligence, reducing operational capacity below minimum service levels. Revenue cliff risk makes deal unfinanceable under SBA terms.
06 — Post-Acquisition Plan

100-Day Integration Playbook

Days 1-90
Stabilization & Retention
Secure technician and GM retention through bonuses and relationship-building. Communicate continuity to customers.
  • Meet individually with all technicians and GM within first week; deliver retention bonuses per purchase agreement
  • Send customer communication (email, direct mail) introducing new ownership and reaffirming service commitments
  • Shadow GM for 2-3 weeks to understand dispatch, pricing, vendor relationships, and key operational workflows
  • Review and renew critical vendor agreements (HVAC equipment suppliers, parts distributors) to ensure continuity
  • Audit franchise system integration: CRM data accuracy, call routing, marketing campaign performance
Months 4-12
Operational Optimization
Improve technician utilization, pricing discipline, and maintenance contract renewal rates. Establish KPIs.
  • Implement weekly technician utilization tracking (target 85%+ billable hours during peak season)
  • Audit maintenance contract renewal process; retrain CSRs on retention scripting (target 85%+ renewal rate)
  • Benchmark pricing against Climatech, McDevitt, and other local competitors; adjust to match or exceed by 5-8%
  • Negotiate fleet insurance and workers' comp renewals (target 10-15% cost reduction through bundling or new carriers)
  • Hire 1-2 junior technicians or apprentices to offset aging workforce and expand installation capacity
Year 2+
Growth & Strategic Positioning
Scale revenue through geographic expansion, service line additions, or PE exit preparation.
  • Expand service radius into Bryan County (Hyundai Metaplant workforce) and Richmond Hill (growing residential market)
  • Add adjacent service lines (plumbing, electrical) via cross-training or tuck-in acquisition if franchise allows
  • Build 12-month financial tracking package (monthly revenue, EBITDA, customer adds/churn) for PE buyer presentation
  • Engage M&A advisor to position business for Wrench Group, Apex Service Partners, or regional platform exit at 6-8x EBITDA
  • Maintain technician bench strength through ongoing apprenticeship recruitment and retention bonus structures

Value Creation Waterfall (3-Year Outlook)

Acquisition Price
$2.2M
+ Organic Revenue Growth (15%/yr)
+$2.1M Rev
+ Margin Expansion (to 20% EBITDA)
+$250K EBITDA
+ Multiple Expansion (3.5x → 5.5x)
+$2.0M uplift
Est. Enterprise Value (Year 3)
$5.5M – $7.0M
07 — Final Recommendation

Our Verdict

Verdict: Conditional — Proceed to LOI

Recommend conditional acquisition at $1.35M-$1.4M (1.9-2.0x SDE) vs. $1.58M ask. At revised price, SBA financing delivers $464K annual cash flow after debt service (67% cash-on-cash return on $158K down payment), with reasonable margin for technician retention risk and franchise fee burden. However, buyer must secure: (1) GM employment agreement with 3-year term and earnout tied to revenue retention, (2) technician retention bonuses totaling $40K-$60K funded through seller proceeds, (3) full franchise agreement disclosure with royalty cap or renegotiation rights, (4) Top 10 customer list confirming <30% concentration. Without these protections, operational execution risk outweighs cash flow upside. Business suits experienced HVAC operator or former GM with $200K+ liquid capital (to fund working capital swings) and appetite for 18-24 month PE exit strategy. Pass if seller refuses price reduction or transparency improvements.

Recommended Next Steps

  1. Submit LOI at $1.35M-$1.4M with 60-day due diligence period and $50K earnest money deposit (refundable if franchise agreement or technician interviews reveal material misrepresentation)
  2. Request CIM with: 36 months of monthly P&Ls, customer list with Top 25 by revenue, technician roster with wages/tenure, franchise agreement, equipment/fleet list with ages and values
  3. Schedule on-site visit: shadow GM for 2 days, ride-along with 2-3 technicians, inspect facility and fleet, interview office staff
  4. Engage Georgia HVAC business broker or M&A attorney to review franchise agreement and structure deal with proper successor liability protections (sales tax, workers' comp)
  5. Model working capital scenarios: request bank statements from Jan-Aug 2025 to validate $424K-$594K cash needs; confirm SBA lender comfort with seasonal volatility
  6. Negotiate seller note: $200K-$300K at 6% for 5 years, subordinated to SBA debt, with acceleration clause if EBITDA drops below 90% of $545K baseline in first 24 months
  7. Secure GM and top-3 technicians' written commitment to stay post-close (conditional on retention bonuses funded at closing)

Suggested Offer Structure

$1.35M-$1.4M cash at close (SBA financed) with $200K-$300K seller note subordinated to SBA debt. Retention bonuses: $10K per technician (4-6 techs estimated = $40K-$60K) funded from seller proceeds. Contingencies: franchise agreement review, GM employment agreement, customer concentration <30% in Top 10.

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Sources

Listing data: BizBuySell #2516010 · Market analysis: U.S. Census Bureau 2026 Pooler, GA estimates; CareerOneStop labor projections · Competitive intelligence: Georgia Secretary of State contractor licensing database; HVAC industry reports (2025-2026) · Transaction comps: PitchBook HVAC M&A data (2024-2026); Wrench Group, Apex Service Partners press releases · Regulatory context: O.C.G.A. Title 13 (contracts), Title 43 (licensing), Title 48 (taxation); Georgia Contractors' Licensing Board rules