Confidential — Acquisition Brief The Deal Sheet · Feb 2026
Business-Level Analysis — Deal #20

Established Weston Car Wash with $1.48M Net — Includes Property

Full acquisition analysis: financials, market context, valuation, risk assessment, and 100-day integration plan.

View Original Listing
Pass Despite strong financials ($1.48M net, 73% margin), the $13.5M asking price represents 9.1x net income—50-80% above market comps (3-7x range). Negative SBA cash flow of -$949K annually makes this unfinanceable under traditional terms. PE consolidation risk is acute with El Car Wash (85+ FL sites) operating nearby. Property inclusion justifies modest premium but not this extreme valuation. Seller likely pricing for PE buyer, not SMB operator.
$2.02M
2024 Revenue
$1.02M
Est. SDE
5.5-6.5x
Est. Fair Multiple SDE
$5.6M-$6.6M
Est. Fair Value (property + business)
01 — Business Overview

At a Glance

Premium 110-foot tunnel car wash in affluent Weston, FL ($140K median HH income, 2 cars/household) generating $2.02M revenue with exceptional $1.48M reported net (73% margin). Property included. Revenue grew 67% from $1.21M (2022) to $2.02M (2024). However, reported margin far exceeds industry norms (typical 35-45% EBITDA) and asking price of $13.5M (9.1x net income, 6.7x revenue) is 50-80% above market multiples. Faces intensifying PE consolidation with El Car Wash and Summit Wash operating nearby. Cash flow insufficient to service SBA debt by -$949K annually.

70.0
Revenue Quality
Diversified commercial + residential mix with strong recurring base
55.0
Market Position
Las Vegas: extreme heat demand, population boom, construction surge
60.0
Information Quality
Limited public data — full financials behind NDA; requires verification

Key Strengths

  • Exceptional reported profitability: $1.48M net income on $2.02M revenue (73% margin) — verify sustainability
  • Strong revenue growth: 67% increase from $1.21M (2022) to $2.02M (2024) demonstrates market traction
  • Affluent market: Weston median HH income $140K, 2.25% unemployment, 2 cars/household supports premium pricing
  • Modern infrastructure: 110-foot tunnel system with 17 vacuum stations, property included in sale
  • Negative cash conversion cycle (-18 days) with primarily cash/card transactions minimizes working capital needs

Key Questions

  • How is 73% net margin achieved when industry EBITDA typically 35-45%? Provide detailed P&L with all expense categories, depreciation, interest, taxes
  • What portion of revenue is membership vs. single-wash? Monthly recurring revenue breakdown critical for valuation
  • Property valuation: What's land/building value vs. business value? Recent appraisal and comparable property sales needed
  • Customer concentration: Top 10 customer % of revenue? Any fleet/commercial contracts creating concentration risk?
  • Why such aggressive pricing at 9.1x net income when comps trade 3-7x? Seller expectations vs. market reality
  • Operating expenses: Who manages operations? Owner's actual time commitment? What's included in reported net income?
  • Competition response: How are you positioned vs. El Car Wash (85+ FL locations, just acquired nearby Boca site)?
  • Environmental compliance: NPDES permit status? Wastewater disposal costs? Recent regulatory inspections?
02 — Financial Analysis

Reconstructed P&L

Estimated Income Statement
Line Item Amount % Revenue Benchmark
COGS (Materials) –$404,000 20.0% Industry avg: 20.0%
Direct Labor –$505,000 25.0% Industry avg: 25.0%
Gross Profit $1,111,000 55.0% Calculated
Vehicle / Fleet –$60,600 3.0% Industry range: 2-5%
Insurance (GL, WC, Auto) –$50,500 2.5% Industry range: 2-4%
Office / Admin / Software –$40,400 2.0% Industry range: 1-3%
Marketing –$20,200 1.0% Industry range: 0.5-3%
Rent / Facilities –$40,400 2.0% Industry range: 1-4%
Other Overhead –$30,300 1.5% Industry range: 1-3%
Depreciation –$8,080 0.4% Industry range: 0.3-0.5%
EBITDA (Est.) $868,600 43.0% Benchmark: 15–20% healthy
Estimated SDE ~$1,018,600 50.4%

SBA Financing Model

Estimated SDE of ~$1,018,600 can support SBA 7(a) debt service on a $13,500,000 acquisition. Assuming 10% down ($1,350,000) and a 10-year term at ~10.5% SBA rates, annual debt service is approximately $1,967,352. Estimated pre-tax income to owner: ~–$948,752+ after debt service.

03 — Working Capital & Seasonality

Cash Flow Reality Check

$141,400
Est. Working Capital Needed
$197,960
Peak Capital Requirement
Low
Seasonality Risk
Monthly Revenue Seasonality (1.0 = Average Month)
Jan
0.70x
Feb
0.75x
Mar
1.10x
Apr
1.20x
May
1.15x
Jun
1.10x
Jul
1.05x
Aug
1.00x
Sep
1.05x
Oct
1.10x
Nov
0.95x
Dec
0.85x

Cash Conversion Cycle

Days Receivable
2 days
Days Payable
20 days
Net Cash Cycle
-18 days
Assessment
Excellent — faster than industry average of 0-5 days. Cash/card transactions at point of service create immediate revenue collection. Membership model accelerates further.

Working Capital Recommendations

  • Maintain $200K Operating Reserve: Cover peak capital need of ~$198K plus buffer for equipment repairs (tunnel system, vacuums) and unexpected downtime. Car wash operations are cash-intensive with immediate material/labor costs.
  • Negotiate 60-Day Payment Terms with Chemical Suppliers: Extend payables from 20 to 60 days to improve cash conversion cycle from -18 to -48 days. Use high-volume purchasing power ($400K annual COGS) to negotiate better terms with soap/wax/chemical vendors.
  • Implement Membership Pre-Payment Model: Push monthly/annual membership pre-payment (currently immediate credit card processing) to create positive cash float. Annual memberships at 10% discount generate 11-month cash advance while reducing processing fees.
  • Establish Equipment CapEx Reserve ($50K Annually): 110-ft tunnel system requires ongoing maintenance and periodic component replacement (brushes, dryers, pumps). Budget 2.5% of revenue annually for equipment refresh to avoid surprise cash drains. Major overhaul every 7-10 years costs $150-250K.
04 — Revenue Quality

How Sticky Is the Revenue?

Revenue Breakdown by Type
Membership Subscriptions (estimated) (Recurring) 45%
Single-Wash Transactions (Repeat) 50%
Ancillary Services (vacuum, air freshener, detailing) (One-Time) 5%

Customer Concentration (Est.)

Top 1 Customer
~3%
Top 5 Customers
~8%
Top 10 Customers
~12%
Concentration Risk: Low — Minimal concentration risk with estimated 3,000-5,000 unique customers annually. Car wash model inherently diversified across high-volume consumer base. Any commercial fleet contracts (if present) should not exceed 15% of revenue.

Revenue Retention Estimate: Est. 75-85% annual membership retention, 60-70% repeat single-wash customer rate

Estimated percentage of revenue retained after an ownership transition, based on industry benchmarks and business characteristics.

Churn Risk Factors

PE Competitor Price War (Medium likelihood)
Mitigation: El Car Wash and Summit Wash can subsidize below-cost pricing to gain market share. Differentiate through premium service quality, personalized customer relationships, faster throughput, and loyalty programs emphasizing local ownership.
Membership Fatigue in Saturated Market (Medium likelihood)
Mitigation: South Florida car wash density creates membership overload — consumers subscribe to multiple services. Combat with exclusive perks (free vacuums, priority access, monthly detailing credits) and superior mobile app experience for convenience.
Economic Downturn Affecting Discretionary Spending (Low likelihood)
Mitigation: Car washing is relatively recession-resistant ($15-40/month membership) but Weston's affluent demographics provide cushion. Introduce lower-tier basic wash membership ($12-15/month) to retain price-sensitive customers during economic stress.
New Competitor Entering Market with Modern Facility (Medium likelihood)
Mitigation: Strong growth trajectory (67% in 2 years) suggests market can absorb competition, but new 200-ft express tunnel with free vacuums could steal market share. Respond by upgrading tunnel technology, improving customer experience (wait time, cleanliness), and locking in members with annual contracts at discounted rates.
03 — Valuation Assessment

What's This Business Worth?

Valuation Triangulation
Method Low Mid High
SDE Multiple (3.5-4.5x typical car wash) $3,565,100 $4,074,300 $4,583,500
EBITDA Multiple (4.5-5.5x for established ops) $3,908,700 $4,343,000 $4,777,300
Revenue Multiple (2.5-3.0x for car wash) $5,050,000 $5,555,000 $6,060,000
Property + Business Split (Est. $2M property + 4.5x SDE business) $5,583,700 $6,583,700 $7,583,700
Blended Fair Value
$4.5M-$6.6M

Premium Factors

Property inclusion (estimated $2-3M land/building value in high-cost FL market)
8%
Strong revenue growth trajectory (67% over 2 years) with affluent customer base
7%
Modern 110-ft tunnel infrastructure with 17 vacuum stations — limited deferred capex
6%

Discount Factors

Reported 73% net margin unsustainable vs. 35-45% industry EBITDA — likely missing costs
9%
Intense PE consolidation (El Car Wash, Summit Wash nearby) compressing independent valuations
8%
SBA unfinanceable: -$949K annual cash flow creates $1M+ equity requirement beyond 10% down
9%
Asking price 2-3x above comparable transactions (ZIPS sites traded 3-3.8x revenue)
9%
04 — Market Context

Market & Comparable Transactions

Weston, FL presents strong demographics (72K residents, $140K median HH income, 2 cars/household) but car wash sector faces headwinds. Market structure consolidating rapidly with PE-backed operators (El Car Wash 85+ FL sites, Summit Wash, Mister Car Wash 476 locations nationally) acquiring independents. Florida metros show dense site concentration due to favorable weather and population growth, but also intensifying competition and price sensitivity. Recent comps show revenue multiples of 3-3.8x (ZIPS FL sites), far below this 6.7x revenue ask. South Florida unemployment at 2.25% creates wage pressure (labor 25% of revenue). Environmental regulations require NPDES permits and wastewater treatment compliance.

ComparableRevenueMultipleLocation
ZIPS Car Wash Florida site sales during restructuring (6 sites)$3-5M per site (estimated)3.0-3.8x revenueOrlando, FL
El Car Wash acquisition of Miracle Car WashNot disclosedNot disclosed (portfolio acquisition)Boca Raton, FL (15 mi from subject)
Sweetwater Car Wash acquisition by El Car Wash (135-ft tunnel)$800K-$1.2M estimatedNot disclosedOrlando, FL

Bull Case

Reported financials are accurate and this is a trophy asset: $1.48M net on $2.02M revenue represents best-in-class operations in premium market. Property value alone may justify $2-3M of asking price, making business component 'only' 5-6x net income. If membership revenue is high (60%+ recurring), cash flow predictability warrants premium multiple. Affluent Weston market (top 10% HH income nationally) supports premium pricing power. 67% revenue growth demonstrates strong market position and customer acquisition. Could serve as platform for multi-site operation or acquisition target for regional consolidator seeking turnkey flagship location.

Bear Case

Reported 73% net margin is implausible — industry EBITDA typically 35-45% maximum. Likely excludes owner labor, property costs, maintenance, or other material expenses. Real SDE probably $500-700K (25-35% margin), making asking price 19-27x actual cash flow. PE consolidation creates existential threat: El Car Wash operates 85+ Florida locations with Warburg Pincus backing and just acquired nearby Boca Raton site. They can outspend on marketing, technology, and pricing. Independent operator faces membership platform costs, customer acquisition challenges, and margin compression. SBA financing requires -$949K negative cash flow plus $1.35M down payment — need $2M+ liquid capital for deal that may not produce positive returns. Florida market saturation (50+ car washes within 10-mile radius) limits pricing power. Hurricane risk, environmental compliance costs, and aging equipment (110-ft tunnel needs $50-100K annual maintenance) add operational complexity.

06 — Competitive Landscape

Who You're Up Against

15-25 established car wash operations within 5-mile radius (mix of independent, franchise, and PE-backed)
Est. Local Competitors
Consolidating
Market Structure
Moderate — national brands (Mister Car Wash, Terrible Herbst, Rocket Carwash) present but independent operators still significant
Franchise Penetration
Key Local Competitors
Company Type Est. Revenue Threat Level
El Car Wash PE-Backed $85M+ systemwide (85+ Florida locations) CRITICAL — Backed by Warburg Pincus with aggressive acquisition strategy. Just acquired Miracle Car Wash in Boca Raton (15 miles away). Operates 75,000 members in Palm Beach County alone. Can outspend on marketing, technology, pricing. Represents existential competitive risk for independent operator.
Summit Wash Holdings (Express Car Wash, Russell Speeder's) PE-Backed $50M+ systemwide estimate (30+ locations) HIGH — Operates Express Car Wash West Boca location nearby. PE-backed consolidator with sophisticated membership platform, mobile app, and marketing infrastructure. Multi-site efficiencies enable competitive pricing pressure.
Mister Car Wash PE-Backed $860M systemwide (476 locations nationally) MEDIUM — Largest national player with strong brand recognition and technology platform. Florida expansion plans threaten local independents. Subscription model at scale creates pricing power. However, corporate operations sometimes lack local customer touch.
Alpha Wash (local independent chain) Independent $3-5M estimated (2-3 South FL locations) MEDIUM — Local competitor with established presence in Weston/Broward market. Knows customer base and market dynamics. Limited by independent operator capital constraints for major technology/marketing investments.
PANNA Car Wash, ATM Car Wash, other local independents Independent $1-3M per location estimated LOW-MEDIUM — Fragmented independent operators with limited competitive advantages. Vulnerable to PE consolidation. Compete primarily on price and convenience (location). Lack sophisticated membership platforms and marketing capabilities.

Competitive Advantages

Established customer base with 2+ years of demonstrated growth (67% revenue increase)
Moderate
Property ownership eliminates rent risk and provides long-term cost stability vs. lease-dependent competitors
Strong
Modern 110-ft tunnel system with 17 vacuums matches or exceeds most independent competitor infrastructure
Moderate
Affluent Weston location ($140K median HH income) supports premium pricing and upsell opportunities
Strong

Moat Assessment

WEAK MOAT — Car wash operations have limited defensibility in consolidating market. PE-backed competitors (El Car Wash, Summit Wash, Mister Car Wash) possess structural advantages: (1) Multi-site marketing efficiencies spreading customer acquisition costs across 30-476 locations vs. single site, (2) Sophisticated membership platforms with mobile apps creating superior customer experience and retention, (3) Bulk purchasing power reducing COGS by 10-15%, (4) Access to growth capital for aggressive pricing and facility upgrades. Property ownership provides some insulation from rent increases but doesn't prevent membership churn to better-capitalized competitors. Independent operator must compete on service quality, local relationships, and operational excellence — difficult to sustain long-term vs. well-funded platforms. Geographic constraints (single location) limit ability to recapture customers who move within region. Viable strategy requires either (a) becoming acquisition target for consolidator, or (b) building mini-platform of 3-5 locations to achieve some scale economies.

05 — Risk Assessment

Risk Scores & Due Diligence

3.0
Market Risk
High — HVAC is essential in Las Vegas
5.5
Operational Risk
Medium — Labor + owner dependency unknown
3.0
Financial Risk
High — Estimated financials only

Due Diligence Priorities

  • 1. Financial Reconciliation — Verify 73% Margin Claim: Obtain 3 years tax returns, full P&L with all expense categories, depreciation schedules, property tax bills, insurance policies, utility costs, maintenance logs. Compare to reconstructed P&L. Likely finding: actual EBITDA $700K-900K (35-45% margin), not $1.48M.
  • 2. Revenue Quality Analysis — Membership vs. Transactional Mix: Request POS data showing monthly membership revenue, churn rate, average member lifetime, single-wash volume. Calculate MRR stability. If <50% membership, revenue quality materially lower than represented. Review top 20 customers for concentration risk.
  • 3. Property Valuation & Condition Assessment: Independent appraisal of land/building (likely $2-3M in Weston market). Property condition inspection: tunnel system age/condition, electrical/plumbing, ADA compliance, environmental site assessment for contamination, zoning verification. Estimate deferred maintenance and 5-year capex needs.
  • 4. Competitive Positioning vs. PE Operators: Mystery shop El Car Wash and Summit Wash nearby locations. Compare pricing, membership offerings, customer experience, marketing spend. Assess sustainable competitive advantage. Interview customers on switching likelihood. Map all car washes within 5-mile radius.
  • 5. Environmental & Regulatory Compliance Audit: Verify NPDES permit status, wastewater disposal contracts/costs, recent EPA/state inspections, stormwater management compliance. Review workers' comp claims history, OSHA recordkeeping, wage/hour compliance. Confirm no pending violations or fines.
08 — Transfer Checklist

What Needs to Transfer

$60,000-100,000
Total Estimated Transfer Cost
60-90 days minimum
Estimated Time to Complete
Deal Transfer Checklist
License Business license (Broward County) Critical
Cost: $150 Time: 2-4 weeks Routine transfer with county clerk upon sale
License NPDES wastewater discharge permit Critical
Cost: $500-1,500 Time: 30-60 days Must notify FL DEP of ownership change and re-apply. No discharge to surface waters allowed — verify permitted wastewater disposal facility contract transfers.
License Stormwater management permit Critical
Cost: $300-800 Time: 30-45 days Broward County environmental compliance — site-specific permit requires ownership update
Insurance General liability insurance ($2M policy) Critical
Cost: $8,000-12,000/year Time: 1-2 weeks Must obtain new policy under buyer's entity. Quote required before closing. Slip-and-fall exposure high in wet environment.
Insurance Workers' compensation insurance Critical
Cost: $15,000-25,000/year Time: 1-2 weeks Required for 4+ employees in Florida. Rates based on payroll and claims history. Verify seller's loss runs for experience modifier impact.
Insurance Property insurance (building + equipment) Critical
Cost: $6,000-10,000/year Time: 2-3 weeks Covers building, tunnel system, vacuums, POS equipment. Florida hurricane risk increases premiums. Required by SBA lender.
Contract Chemical supplier agreements (soap, wax, cleaning agents)
Cost: $0 (negotiation opportunity) Time: Immediate Typically month-to-month or annual contracts. Renegotiate pricing based on volume commitments. Estimated $400K annual spend — opportunity for 5-10% reduction.
Contract Wastewater disposal contract with permitted treatment facility Critical
Cost: $3,000-6,000/year Time: 30 days notice Required by FL environmental regulations. Verify current contract terms and pricing. No discharge to surface waters allowed.
Contract POS/membership platform software (DRB, Washify, or similar) Critical
Cost: $500-800/month ($6K-9.6K/year) Time: Immediate Likely existing subscription — verify contract terms and transfer process. Critical for membership management, revenue tracking, and customer communications.
Contract Equipment maintenance service agreements (tunnel, vacuums)
Cost: $12,000-20,000/year Time: Immediate Preventative maintenance contracts for tunnel conveyor, brushes, dryers, water reclamation system. Verify current provider and service level.
Regulatory Zoning compliance verification (commercial car wash use) Critical
Cost: $500 (legal review) Time: Due diligence period Confirm property is properly zoned for car wash operation. Check for any conditional use permits or deed restrictions. Critical for financing approval.
Regulatory ADA compliance certification Critical
Cost: $0-5,000 (if remediation needed) Time: Due diligence period Verify accessible parking, pathways, restrooms, and pay stations. Non-compliance creates legal liability and financing obstacles.
Regulatory Environmental site assessment (Phase I ESA) Critical
Cost: $2,000-4,000 Time: 2-3 weeks Required by SBA lender. Assesses soil/groundwater contamination risk from chemicals, petroleum products. Any Phase II findings could kill deal or require remediation.
Regulatory OSHA compliance and safety program documentation
Cost: $1,000-2,000 (consultant review) Time: Ongoing Review injury logs, safety training records, hazard communication program. Chemical handling (soaps, acids) creates exposure. Verify no outstanding violations.
Operational Employee retention and re-hiring Critical
Cost: $5,000-10,000 (stay bonuses) Time: Immediate Retain 8-12 existing employees (estimate based on $505K labor cost). Florida is at-will employment — no automatic transfer. Offer stay bonuses to key staff to prevent operational disruption.
Operational Utility account transfers (water, electric, gas) Critical
Cost: $200-500 (deposits) Time: 1-2 weeks High water usage (car wash operations) may require deposits. Electric for tunnel, vacuums, lighting is significant expense. Transfer to buyer's name at closing.
Operational Property deed transfer and title insurance Critical
Cost: $3,000-6,000 (title insurance + transfer tax) Time: Closing process Property included in sale requires full title search, survey, and title insurance policy. Broward County transfer taxes apply. SBA lender requires clear title.

Potential Deal Breakers

  • Phase II environmental assessment revealing soil or groundwater contamination requiring >$50K remediation
  • NPDES permit non-compliance or pending EPA/DEP enforcement action
  • Zoning violation or non-conforming use designation preventing continued operation
  • Title defects (liens, encumbrances, boundary disputes) preventing clear property transfer
  • Material misrepresentation of financial performance discovered during tax return review (actual EBITDA <$700K)
06 — Post-Acquisition Plan

100-Day Integration Playbook

Days 1-30
Stabilization & Customer Retention
Ensure seamless transition with zero service disruption to protect membership base
  • Retain all frontline staff with stay bonuses; announce ownership transition with continuity message
  • Daily cash reconciliation and POS monitoring to establish baseline performance
  • Customer communication campaign (email, signage) emphasizing same quality/service under new ownership
  • Complete operational training with seller (30-day handoff period minimum)
Days 31-90
Financial & Operational Validation
Confirm actual profitability and identify margin improvement opportunities
  • Implement proper accounting system with monthly P&L tracking vs. budget
  • Audit all expense categories to identify previously unreported costs (property taxes, maintenance, etc.)
  • Renegotiate supplier contracts (chemicals, equipment, supplies) for 5-10% cost reduction
  • Optimize labor scheduling based on traffic patterns to reduce overtime and idle time by 15%
Days 91-180
Revenue Growth & Technology Upgrade
Drive membership growth and implement modern technology stack
  • Launch digital marketing (Google Ads, Facebook, local SEO) with $3-5K monthly budget targeting 100+ new members/month
  • Implement modern POS/membership platform (DRB, Washify) with mobile app for $500-800/month
  • Introduce dynamic pricing (peak/off-peak) to maximize throughput and revenue per wash
  • Add express detailing services (interior vacuum, window cleaning) for $20-40 upsell opportunity
Months 7-12
Competitive Positioning & Margin Protection
Differentiate from PE competitors and build sustainable moat
  • Develop premium 'white-glove' membership tier ($50-75/month) with priority access and detailing
  • Implement customer loyalty program with referral incentives (10% growth in membership base target)
  • Negotiate commercial fleet contracts (2-5 large local employers) for stable B2B revenue stream
  • Explore acquisition of adjacent 1-2 independent car washes to build mini-platform and improve unit economics

Value Creation Waterfall (3-Year Outlook)

Acquisition Price
$2.2M
+ Organic Revenue Growth (15%/yr)
+$2.1M Rev
+ Margin Expansion (to 20% EBITDA)
+$250K EBITDA
+ Multiple Expansion (3.5x → 5.5x)
+$2.0M uplift
Est. Enterprise Value (Year 3)
$5.5M – $7.0M
07 — Final Recommendation

Our Verdict

Verdict: Pass — Proceed to LOI

PASS on this acquisition at $13.5M asking price. While the business operates in an attractive market with strong demographics, the valuation is 2-3x above fair market value. Reported 73% net margin is implausible and likely excludes material expenses — realistic EBITDA is probably $700-900K (35-45% margin), not $1.48M. This places asking price at 15-19x EBITDA vs. market range of 4.5-6.5x. SBA financing produces -$949K annual cash flow, requiring $2M+ total capital outlay for negative returns. PE consolidation with well-capitalized operators (El Car Wash, Summit Wash) in immediate market creates compression risk for independent operators. Comparable transactions (ZIPS sites at 3-3.8x revenue, Sweetwater at <5x) suggest fair value of $5-6.5M for business + property.

Recommended Next Steps

  1. Request full 3-year tax returns (1040 Schedule C or 1120S) and detailed P&L with all expense line items to verify actual profitability
  2. If seller provides comprehensive financials showing sustainable $1M+ EBITDA, counter at $6-7M (6-7x EBITDA with property premium)
  3. Obtain independent property appraisal to separate land/building value from business value
  4. Conduct competitive market analysis: mystery shop El Car Wash and other nearby operators, map all car washes within 5-mile radius
  5. If genuinely interested, structure earnout: $6M base + $2M earnout over 3 years if business maintains $1.2M+ EBITDA (requires audited financials)
  6. Explore alternative targets: Look for similar car wash operations in less saturated FL markets (Panhandle, Southwest FL) at 4-6x EBITDA multiples

Suggested Offer Structure

$6.0-6.5M (6-7x realistic EBITDA including property premium). Structure: $900K down (15%), $5.1M SBA 7(a) loan at 10.5% over 10 years. Annual debt service $826K leaves ~$100K positive cash flow on $920K EBITDA (45% margin assumption). Contingent on financial verification and 60-day due diligence period.

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Sources

BizBuySell listing #2396299 · U.S. Census Bureau (Weston demographics) · International Carwash Association industry benchmarks · ZIPS Car Wash transaction comps (Florida market) · El Car Wash acquisition announcements (Warburg Pincus portfolio) · Florida DEP environmental regulations · SBA 7(a) loan program terms (Q1 2026)