Confidential — Acquisition Brief The Deal Sheet · Feb 2026
Business-Level Analysis — Deal #74

Ozone Park Restoration Franchise – $3.2M Revenue, Strong Referral Network

Full acquisition analysis: financials, market context, valuation, risk assessment, and 100-day integration plan.

View Original Listing
Conditional Solid restoration franchise with healthy cash flow and established referral network, but asking price at 2.3x revenue needs 15-20% reduction. Major concerns: thin 20% SDE margin vs. 25-30% industry standard, high NYC labor/regulatory costs, critical license transfers, and aging technician workforce risk.
$3,156,832
2024 Revenue
$876,071
Est. SDE (Est. 27.8% margin)
1.8x - 2.0x revenue
Est. Fair Multiple
$1,250,000 - $1,350,000
Est. Fair Value
01 — Business Overview

At a Glance

Full-service restoration and specialty cleaning franchise serving Queens, Brooklyn, Manhattan, and the Bronx with water/fire restoration, mold remediation, odor removal, and reconstruction. Revenue sourced primarily through referral relationships with property managers, contractors, and professional partners rather than insurance work. Reported SDE of $638,949 (20.2%) appears understated; reconstruction shows Est. SDE of $876,071 (27.8%) after adding back $150K owner salary, $12.6K depreciation, and normalizing overhead. Franchise brand provides systems and national recognition, but NYC regulatory complexity (multiple license categories, mold certification requirements) and skilled labor shortages create operational challenges. Asking $1.5M (2.3x revenue, 1.7x Est. SDE) sits 15-20% above fair value for a business with concentration risk and transfer execution concerns.

73.0
Revenue Quality
Diversified commercial + residential mix with strong recurring base
68.0
Market Position
Las Vegas: extreme heat demand, population boom, construction surge
52.0
Information Quality
Limited public data — full financials behind NDA; requires verification

Key Strengths

  • Strong revenue scale at $3.2M with healthy Est. SDE margin of 27.8% after reconstruction vs. reported 20.2%
  • Referral-based customer acquisition model reduces marketing costs and demonstrates trust from professional network
  • National franchise brand provides operational systems, training, and brand recognition across four NYC boroughs
  • Recession-resistant essential services (water damage, fire restoration, mold) with consistent demand drivers
  • Serves both residential and commercial segments across high-income market (avg. household income $114,868)
  • Skilled technician team in place with proven operational systems for efficient project delivery
  • SBA-eligible with strong cash-after-debt of $657,476 annually supporting acquisition financing

Key Questions

  • What is the breakdown of revenue by service line (water restoration, fire, mold, reconstruction, roofing)? Which lines drive profitability?
  • Provide detailed customer concentration: Top 10 customers by revenue, relationship tenure, contract terms, and referral source categories
  • List all required licenses/certifications: NYC DCA contractor license, NYS mold licenses (assessor/remediator), Home Improvement Contractor license, insurance policies with coverage limits and premiums
  • What is the technician headcount, average tenure, age distribution, wage rates, and retention challenges? Any pending retirements?
  • Detail the franchise agreement: Territory exclusivity, royalty structure, transfer approval process, training/support, marketing fund contributions
  • Provide 3-year financial history showing revenue trend, margin evolution, and seasonal cash flow patterns by month
  • What is the facility lease structure: Square footage, monthly rent, term remaining, renewal options, transfer requirements?
  • List all major equipment/vehicles: Age, condition, replacement schedule, total insured value, and any outstanding liens
  • What percentage of projects are insurance-funded vs. direct-pay? Average project size by service category?
  • Detail owner involvement: Hours per week, key relationships owned personally, critical operational responsibilities that don't transfer easily
02 — Financial Analysis

Reconstructed P&L

Estimated Income Statement
Line Item Amount % Revenue Benchmark
COGS (Materials) –$947,050 30.0% Industry avg: 30.0%
Direct Labor –$1,104,891 35.0% Industry avg: 35.0%
Gross Profit $1,104,891 35.0% Calculated
Vehicle / Fleet –$94,705 3.0% Industry range: 2-5%
Insurance (GL, WC, Auto) –$78,921 2.5% Industry range: 2-4%
Office / Admin / Software –$63,137 2.0% Industry range: 1-3%
Marketing –$31,568 1.0% Industry range: 0.5-3%
Rent / Facilities –$63,137 2.0% Industry range: 1-4%
Other Overhead –$47,352 1.5% Industry range: 1-3%
Depreciation –$12,627 0.4% Industry range: 0.3-0.5%
Owner Salary Add-back $150,000 4.8% Est. for $3M+ revenue business
Depreciation Add-back $12,627 0.4% Non-cash expense
Est. SDE $876,071 27.8% Target: 25-30%
EBITDA (Est.) $726,071 23.0% Benchmark: 15–20% healthy
Estimated SDE ~$876,071 27.8%

SBA Financing Model

Estimated SDE of ~$876,071 can support SBA 7(a) debt service on a $1,500,000 acquisition. Assuming 10% down ($150,000) and a 10-year term at ~10.5% SBA rates, annual debt service is approximately $218,595. Estimated pre-tax income to owner: ~$657,476+ after debt service.

03 — Working Capital & Seasonality

Cash Flow Reality Check

$378,820
Est. Working Capital Needed
$530,348
Peak Capital Requirement
Medium
Seasonality Risk
Monthly Revenue Seasonality (1.0 = Average Month)
Jan
0.85x
Feb
0.85x
Mar
0.95x
Apr
1.05x
May
1.10x
Jun
1.15x
Jul
1.15x
Aug
1.10x
Sep
1.05x
Oct
0.95x
Nov
0.85x
Dec
0.85x

Cash Conversion Cycle

Days Receivable
45 days
Days Payable
25 days
Net Cash Cycle
20 days
Assessment
Industry standard: 15-25 days; this business is at the high end due to property manager payment terms

Working Capital Recommendations

  • Establish $400K Revolving Credit Facility: Secure business line of credit to fund peak summer working capital needs (Jun-Aug) when revenue spikes 15% above average. Avoids cash flow gaps during high material purchase periods and supports 45-day A/R cycle.
  • Implement Milestone Billing on Large Projects: For reconstruction projects >$50K, structure payment terms as 30% deposit, 40% at midpoint, 30% at completion. Reduces cash conversion cycle from 45 days to 20-25 days and funds material purchases with customer deposits.
  • Build Q4 Cash Reserve for Winter Operations: During peak season (Jun-Aug), set aside 10-15% of cash flow ($65K-$100K) to fund Q1 overhead and maintain technician payroll during 15% winter revenue decline. Prevents working capital crunch in Jan-Feb.
  • Negotiate Net-30 Supplier Terms with Franchise Leverage: Use franchise buying power to extend material supplier payment terms from net-15 to net-30. Extends days payable from 25 to 30-35 days, reducing cash conversion cycle by 5-10 days and freeing $50K-$75K in working capital.
  • Accelerate A/R Collection with Insurance Partnerships: Develop TPA/insurance carrier relationships with direct billing (paid in 15-20 days vs. 45-day property owner terms). Shifting 30-40% of revenue to insurance-funded projects improves cash conversion by 20-25 days.
04 — Revenue Quality

How Sticky Is the Revenue?

Revenue Breakdown by Type
Emergency Water/Fire Restoration (Repeat) 45%
Mold Remediation & Odor Removal (Repeat) 25%
Reconstruction Services (One-Time) 20%
Roofing Component Services (One-Time) 10%

Customer Concentration (Est.)

Top 1 Customer
~8%
Top 5 Customers
~20%
Top 10 Customers
~30%
Concentration Risk: Low — Concentration appears healthy with low HHI estimate, but critical to verify actual customer mix. Referral-based model suggests diversified property manager/contractor sources, but owner relationships may not transfer easily.

Revenue Retention Estimate: 70-80% of revenue from repeat property managers and contractor referrals; emergency restoration work is event-driven (water damage, fire, mold discovery) creating recurring relationship value even if individual projects are one-time.

Estimated percentage of revenue retained after an ownership transition, based on industry benchmarks and business characteristics.

Churn Risk Factors

Owner Relationship Dependency (High likelihood)
Mitigation: Require 90-day owner transition with joint customer meetings, written referral partner introductions, and franchise support in relationship transfer. Map each referral source to specific individual contacts vs. institutional relationships.
Franchise Brand Switching by Referral Partners (Low likelihood)
Mitigation: National franchise brand provides continuity and trust with property managers. Verify franchise territory exclusivity and confirm no competitive franchisees entering the four-borough service area during transition.
Insurance Carrier Network Disruption (Medium likelihood)
Mitigation: If business relies on insurance-funded work (not clearly disclosed), verify TPA/carrier partnerships are company-based vs. owner-personal. Obtain letters of continuation from key insurance relationships before closing.
Technician Turnover Impacting Service Quality (High likelihood)
Mitigation: Document all technician certifications, specializations, and relationships with repeat customers. Implement retention bonuses tied to 6-12 month post-acquisition tenure. Use franchise training to rapidly certify replacement technicians if key staff depart.
03 — Valuation Assessment

What's This Business Worth?

Valuation Triangulation
Method Low Mid High
Revenue Multiple $1,141,465 $1,262,333 $1,420,675
SDE Multiple $1,314,107 $1,489,221 $1,664,336
Asset + Goodwill $1,200,000 $1,300,000 $1,400,000
Blended Fair Value
$1,250,000 - $1,350,000

Premium Factors

National franchise brand with established systems
5%
Strong referral network reducing customer acquisition cost
8%
High-income market with stable demand drivers
6%
Diversified service lines (water, fire, mold, reconstruction)
7%

Discount Factors

Lack of financial transparency (no EBITDA, limited detail)
-12%
Complex NYC regulatory environment (multiple license categories)
-8%
Skilled labor shortage and aging workforce risk
-10%
Unknown customer concentration and contract details
-9%
Franchise transfer approval and training requirements
-6%
04 — Market Context

Market & Comparable Transactions

The $215B+ US restoration industry is consolidating rapidly as PE-backed platforms (BluSky/Kohlberg, Signal Restoration) acquire fragmented local operators. NYC market shows strong fundamentals: Ozone Park avg. household income of $114,868, 54% homeownership, median property value $877,496, and 4% unemployment create solid demand across residential/commercial segments. However, 60,020+ national competitors and 200-400+ estimated local players intensify competition. Major franchise networks (SERVPRO, ServiceMaster Restore) hold significant share, while independents compete on relationships and specialized services. NYC regulatory complexity (DCA contractor license, NYS mold certification, HIC license requirements) creates barriers to entry but also compliance burden. Critical labor challenge: 45% of firms report project delays from worker shortages, average construction worker age 42.5 years, only 16% under 35, and wages rising 4%+ annually with some firms raising pay 20%+ to compete for talent. Restoration industry characterized by recurring event-driven needs (water damage, fire, mold) providing recession resistance, but execution depends heavily on skilled technician availability and insurance/property manager relationships.

ComparableRevenueMultipleLocation
American Restoration Operations (top 10 national provider) sold by Soundcore Capital to Morgan Stanley Capital PartnersNot disclosedNot disclosedMulti-regional (Dallas HQ)
Signal Restoration acquired Sentinel Group (emergency response, mitigation, reconstruction specialist)Not disclosedNot disclosedNY/NJ/CT Tri-State
ATI Restoration acquired Kress Restoration (fire, smoke, storm, water, mold services)Not disclosedNot disclosedRegional

Bull Case

Buyer with restoration experience captures full Est. SDE of $876K (27.8% margin) and grows revenue 15-20% annually by: (1) Expanding territory into adjacent boroughs with franchise exclusivity rights, (2) Building insurance carrier relationships to complement referral network, (3) Adding higher-margin specialty services (biohazard, trauma cleanup), (4) Implementing technician training/apprenticeship program to address labor shortage, (5) Leveraging franchise brand marketing to capture market share from independents. National consolidation trend creates future exit opportunity to PE-backed platform at 4-5x EBITDA. SBA financing with $657K cash-after-debt supports growth investment while owner takes $200K+ salary. Strong NYC property values and climate-driven water damage events (aging infrastructure, extreme weather) drive consistent project pipeline.

Bear Case

Thin reported SDE of $639K (20.2%) proves accurate as reconstruction overestimates owner add-backs or misses hidden costs. Customer concentration analysis reveals top 5 property managers drive 40%+ of revenue; loss of 1-2 key relationships causes 20%+ revenue decline. Skilled technician shortage intensifies — average age 50+, pending retirements, wage pressure squeezes margins further. Franchise transfer gets delayed 4-6 months during license/insurance transitions, causing project pipeline disruption and relationship attrition. NYC regulatory burden escalates: mold certification renewals, workers comp audits, prevailing wage requirements on commercial projects. PE-backed competitors (BluSky, Signal) aggressively recruit technicians and undercut pricing. Owner holds critical relationships personally; property managers don't transfer loyalty to new owner. Economic slowdown reduces commercial construction activity and property management budgets. Working capital needs spike during summer peak season (revenue index 1.15) straining cash flow. Equipment/vehicle fleet requires $150K+ in deferred replacement within 12 months.

06 — Competitive Landscape

Who You're Up Against

200-400+ in Queens/NYC area
Est. Local Competitors
Consolidating
Market Structure
Significant national franchise presence (SERVPRO, ServiceMaster, PuroClean, etc.) competing with independent operators; PE-backed consolidation accelerating (BluSky/Kohlberg, Signal Restoration acquiring regionals)
Franchise Penetration
Key Local Competitors
Company Type Est. Revenue Threat Level
SERVPRO Franchise $3B+ system-wide Largest restoration franchise network with extensive brand recognition, 24/7 response capability, and insurance carrier partnerships. Competes on scale, national accounts, and marketing budget.
ServiceMaster Restore Franchise $2B+ system-wide 70+ year national franchise focused exclusively on restoration (water, fire, mold). Strong insurance relationships and corporate account penetration. Competes on specialization and established processes.
Water Damages Restoration NY Independent $5-10M estimated 25+ years NYC experience with deep local relationships. Competes on personalized service, flexible pricing, and property manager trust. No franchise royalty burden allows price competition.
Exit Mold NY Independent $3-7M estimated Specialized in mold remediation with integrated post-verification testing. Competes on technical expertise, NYC regulatory compliance knowledge, and niche focus. Captures higher-margin mold work.
BluSky Restoration Contractors PE-Backed $500M+ (multi-location platform) Kohlberg & Company-backed consolidator actively acquiring regional operators. Competes on scale, insurance carrier volume agreements, and aggressive technician recruitment. Represents exit opportunity but also pricing pressure risk.

Competitive Advantages

Established Referral Network with Property Managers
Moderate
National Franchise Brand Recognition
Strong
Four-Borough Service Territory Coverage
Moderate
Skilled Technician Team with Certifications
Weak
Diversified Service Mix (Water, Fire, Mold, Reconstruction)
Moderate

Moat Assessment

Narrow moat based primarily on established referral relationships and franchise brand recognition, but vulnerable to owner transition execution risk and technician retention challenges. Referral network durability is Moderate — property managers value reliability and responsiveness, but relationships may be personally tied to current owner rather than institutionalized. Franchise brand is Strong and transferable, providing continuity and trust. Geographic coverage across four boroughs is Moderate — provides convenience but not exclusivity (many competitors serve same area). Technician team is Weak moat — skilled labor shortage and aging workforce create turnover risk; competitors can recruit away certified technicians with wage increases. Service diversification is Moderate — reduces customer concentration risk but doesn't create pricing power. Overall, business lacks deep structural moat; competitive advantage depends on execution quality, customer service, and relationship management rather than proprietary technology, scale economies, or regulatory barriers. PE consolidation trend (BluSky, Signal) suggests larger platforms may eventually out-compete on technician recruiting, insurance partnerships, and marketing investment unless this business can differentiate on service quality and local market knowledge.

05 — Risk Assessment

Risk Scores & Due Diligence

5.5
Market Risk
Medium — HVAC is essential in Las Vegas
3.0
Operational Risk
High — Labor + owner dependency unknown
5.5
Financial Risk
Medium — Estimated financials only

Due Diligence Priorities

  • 1. Customer Concentration & Relationship Mapping: Obtain 3-year customer revenue breakdown, top 20 customers with contact details, relationship ownership (owner vs. company), contract terms, and referral source categories (property managers, contractors, insurance). Interview top 5 customers to assess transfer willingness.
  • 2. License & Regulatory Compliance Audit: Verify all current licenses (NYC DCA contractor, NYS mold assessor/remediator, HIC license), insurance policies (GL $2M+, WC, auto fleet), and compliance history. Map transfer process with franchise, city/state agencies, and insurance carriers. Estimate time/cost for new owner licensing.
  • 3. Technician Workforce Analysis: Document all employees: names, ages, tenure, wage rates, certifications, specializations. Assess retention risk (pending retirements, competitive offers). Review workers comp claims history, safety record, training programs. Evaluate franchise training/apprenticeship support.
  • 4. Franchise Agreement Deep Dive: Review franchise disclosure document, territory exclusivity map, royalty/marketing fund structure, transfer approval process (timeline, fees, training requirements), support services provided, and termination clauses. Assess franchisor financial health and litigation history.
  • 5. Financial Reconciliation & Margin Validation: Obtain 3-year tax returns, P&Ls, bank statements, and A/R aging. Reconcile reported $639K SDE vs. Est. $876K — validate owner salary, perks, one-time expenses. Analyze margin trends by service line, project profitability, and seasonal cash flow patterns.
  • 6. Equipment & Vehicle Fleet Inspection: Inventory all trucks, trailers, water extraction equipment, dehumidifiers, air movers, mold remediation gear, and tools. Assess age, condition, maintenance records, replacement schedule. Verify liens, insurance coverage, and estimated replacement capital needs.
  • 7. Insurance & Claims Relationship Assessment: Identify all insurance carrier relationships (TPA partnerships, preferred vendor programs, Xactimate certifications). Analyze insurance-funded vs. direct-pay project mix, average claim size, payment terms. Assess owner's personal relationships vs. transferable programs.
08 — Transfer Checklist

What Needs to Transfer

$103,200 - $180,400
Total Estimated Transfer Cost
90-120 days
Estimated Time to Complete
90-120 days for complete operational transfer
Deal Transfer Checklist
License NYC Department of Consumer Affairs (DCA) General Contractor License Critical
Cost: $500-$1,000 Time: 30-45 days Required for all work >$200; buyer must apply individually, pass exam if not currently licensed, and demonstrate financial responsibility. Delays halt all project work.
License NYC Home Improvement Contractor (HIC) License Critical
Cost: $200-$400 Time: 30-45 days Required for residential renovation/reconstruction work. Separate application, insurance requirements. Cannot perform residential reconstruction without it.
License NYS Mold Assessor License Critical
Cost: $2,000-$4,000 Time: 60-90 days Individual license requiring 40-80 hours NYSDOH-accredited training, state exam, continuing education. Not transferable — buyer or designated employee must obtain. Cannot bid mold work without it.
License NYS Mold Remediator License Critical
Cost: $2,000-$4,000 Time: 60-90 days Separate from assessor license; requires training and exam. Multiple technicians should hold to ensure coverage. 25% of revenue at risk if not maintained.
Insurance General Liability Insurance ($2M+ coverage) Critical
Cost: $15,000-$25,000/year Time: 14-21 days Required for DCA/HIC licensing. Buyer must obtain new policy; seller policy terminates at closing. Coverage gap halts operations. Restoration work requires higher limits than standard contractors.
Insurance Workers Compensation Insurance Critical
Cost: $40,000-$60,000/year Time: 14-21 days NYS requires coverage for all employees. Premium based on payroll and claims history; buyer's rate may differ significantly from seller's experience mod. Budget 12-15% of direct labor cost.
Insurance Commercial Auto/Fleet Insurance Critical
Cost: $20,000-$30,000/year Time: 7-14 days Covers all company vehicles and equipment trailers. NYC rates higher than national average. Verify all vehicles titled correctly and no liens.
Contract Franchise Agreement Transfer/Assignment Critical
Cost: $15,000-$30,000 Time: 60-90 days Franchisor must approve buyer (financial review, background check). Transfer fee typically 10-15% of franchise fee. Buyer must complete initial training (1-2 weeks). Territory rights transfer with agreement.
Contract Facility Lease Assignment Critical
Cost: $2,000-$5,000 Time: 30-45 days Landlord consent required; may request financial statements, personal guarantee. Verify lease term remaining, renewal options, rent escalations. New security deposit may be required.
Contract Equipment Leases (if any)
Cost: $500-$2,000 Time: 14-21 days Verify all major equipment owned vs. leased. Dehumidifiers, air movers, extraction equipment may be leased. Obtain payoff quotes if buyer prefers to own outright.
Contract Supplier Accounts & Net Terms
Cost: $0-$1,000 Time: 14-30 days Buyer must establish credit with material suppliers (drywall, flooring, HVAC, etc.). May lose net-30 terms temporarily until credit established. Franchise may provide preferred supplier access.
Regulatory EPA Lead-Safe Certification (if applicable)
Cost: $500-$1,000 Time: 1-3 days Required for renovation work in pre-1978 buildings. Firm certification plus individual renovator training. Common in NYC residential work. Verify if needed for customer base.
Regulatory OSHA Safety Training & Compliance
Cost: $2,000-$5,000 Time: Ongoing OSHA 30-hour training for supervisors, 10-hour for workers recommended. Restoration involves hazardous materials (mold, asbestos potential, biohazards). Safety program documentation required for insurance and compliance.
Operational Insurance Carrier/TPA Relationships
Cost: $0-$5,000 Time: 30-60 days If business has preferred vendor status with insurance carriers, verify transferability. May require re-application, background checks, proof of licensing/insurance. Franchise may provide carrier access.
Operational Phone Numbers & Online Presence Transfer
Cost: $1,000-$3,000 Time: 7-14 days Transfer business phone numbers (may require carrier coordination), Google My Business ownership, website domain/hosting, social media accounts. Emergency response business depends on findability.
Operational Software & CRM System Migration
Cost: $2,000-$5,000 Time: 14-30 days Restoration management software (Xactimate, CoreLogic, proprietary franchise system), customer database, project history, vendor contacts. Ensure data export/import before seller access terminates.

Potential Deal Breakers

  • Franchisor refuses transfer approval or requires >$50K transfer fee — eliminates brand value and operational systems justifying asking price
  • Buyer cannot obtain NYC DCA contractor license within 60 days — all project work halts, revenue stops, technicians leave
  • NYS mold licenses cannot be obtained before closing or within 90 days post-close — 25% of revenue (mold remediation) becomes non-biddable
  • Workers compensation insurance quote exceeds $80K/year (2x estimate) due to claims history or classification — destroys margin assumptions
  • Key property manager relationships are owner-personal and refuse to continue with new owner — 30%+ revenue at immediate risk
06 — Post-Acquisition Plan

100-Day Integration Playbook

Days 1-90
Stabilization & Relationship Transfer
Secure immediate operational continuity and begin transferring key relationships while maintaining service quality.
  • Complete all license transfers (NYC DCA, NYS mold, HIC) and insurance policy assignments with franchise coordination
  • Owner introduces new buyer to top 20 customers, property managers, and referral partners via joint meetings
  • Meet all technicians individually — assess retention risk, address concerns, establish new compensation/benefits structure
  • Implement daily project tracking dashboard to monitor pipeline, cash collection, and service quality metrics
  • Join franchise training program and connect with other franchisees for best practice sharing
Months 4-6
Operational Optimization
Stabilize workforce, improve margins, and identify quick-win growth opportunities.
  • Launch technician retention program: wage benchmarking, skills-based pay tiers, apprenticeship/training path, safety bonuses
  • Analyze project profitability by service line — identify high-margin services to prioritize, low-margin work to re-price or exit
  • Negotiate supplier contracts (materials, equipment rental) leveraging franchise buying power for 5-10% cost reduction
  • Implement digital marketing (Google Local Services Ads, property manager LinkedIn outreach) to diversify beyond referrals
  • Establish monthly financial review cadence: cash flow forecast, A/R aging management, margin tracking by service category
Months 7-12
Growth Acceleration
Execute expansion initiatives to drive 15-20% revenue growth while maintaining margin discipline.
  • Develop 2-3 insurance carrier relationships (TPA partnerships, preferred vendor programs) to complement referral network
  • Add 1-2 complementary service lines (biohazard cleanup, trauma/crime scene, hoarding remediation) with higher margins
  • Expand territory into adjacent boroughs (Staten Island, Long Island) leveraging franchise exclusivity and existing relationships
  • Hire 2-3 additional certified technicians to eliminate project backlog and capture peak season demand
  • Implement CRM system (Salesforce, HubSpot) to track referral sources, project pipeline, and customer retention metrics

Value Creation Waterfall (3-Year Outlook)

Acquisition Price
$2.2M
+ Organic Revenue Growth (15%/yr)
+$2.1M Rev
+ Margin Expansion (to 20% EBITDA)
+$250K EBITDA
+ Multiple Expansion (3.5x → 5.5x)
+$2.0M uplift
Est. Enterprise Value (Year 3)
$5.5M – $7.0M
07 — Final Recommendation

Our Verdict

Verdict: Conditional — Proceed to LOI

CONDITIONAL PASS with significant price reduction required. Business shows solid fundamentals — $3.2M revenue, strong referral network, recession-resistant services, and healthy Est. SDE margin of 27.8% after reconstruction. However, asking price of $1.5M (2.3x revenue, 1.7x Est. SDE) sits 15-20% above fair value given: (1) Thin reported SDE of 20.2% requiring validation, (2) Unknown customer concentration creating revenue risk, (3) Complex NYC license transfers adding 3-6 month execution timeline, (4) Skilled labor shortage with aging workforce, (5) Lack of financial transparency (no EBITDA, limited service line breakout). Recommended approach: Negotiate to $1.25M-$1.3M range (1.9-2.0x revenue, 1.4-1.5x Est. SDE) with 60-day due diligence period focused on customer concentration, technician retention, and license transfer feasibility. Ideal buyer: Experienced restoration operator who can validate margins, execute license transfers efficiently, and solve labor challenges through franchise training programs. Pass if seller won't reduce price 15%+ or provide detailed financials showing service line profitability and customer concentration.

Recommended Next Steps

  1. Request detailed financials: 3-year tax returns, monthly P&Ls by service line, customer revenue breakdown (top 20), A/R aging, and project-level profitability data
  2. Submit initial offer at $1,250,000 (1.9x revenue) with 60-day due diligence period, contingent on franchise transfer approval and license verification
  3. Engage restoration industry M&A advisor (Restoration Brokers of America already involved) to benchmark margins and validate asking price vs. comps
  4. Conduct preliminary franchise discovery: Interview franchisor, review FDD, speak with 3-5 other franchisees about support quality and transfer process
  5. Schedule on-site visit: Shadow operations for 2-3 days, meet technicians, inspect equipment/vehicles, observe project execution and customer interactions
  6. Retain NYC business attorney to review license transfer requirements (DCA contractor, NYS mold, HIC) and estimate timeline/costs for new owner
  7. Engage insurance broker to confirm policy transferability (GL, WC, auto fleet) and obtain preliminary quotes for new owner coverage

Suggested Offer Structure

$1,250,000 (1.9x revenue, 1.4x Est. SDE) with 60-day due diligence, 10% SBA down payment, seller note of $100K over 3 years at 6% subordinated to SBA loan, contingent on franchise approval and license transfers

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Sources

BizBuySell listing #2433900 · Ozone Park economic data (household income, employment, housing) · US restoration industry market size and structure · NYC contractor licensing requirements (DCA, HIC) · NYS mold remediation licensing and regulations · Construction labor shortage reports and wage trends · Comparable restoration M&A transactions (American Restoration, Signal, ATI) · SERVPRO and ServiceMaster Restore competitive analysis · Industry benchmark cost percentages for restoration services